Banning Home for Sale

For Sale
$359,900

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1768 Riviera Ave

Banning , CA 92220

Single-Family Home
2 Bedrooms
2 full baths, 1 partial baths
2018 ft²
Lot size 0.27 ft²
Built in 1998

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Agent:

Adriana Hesford

Realtor

Cal BRE 01180938

951-283-5985

Excellence Empire Real Estate

12220 Pigeon Pass Rd #O

Moreno Valley Ca 92557

Equal Housing Opportunity

Banning California home for Sale

For Sale
$359,900

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1768 Riviera Ave

Banning , CA 92220

Single-Family Home
2 Bedrooms
0 Bathrooms (Full)
1882 ft²
Lot size 0.27 ft²
Built in 1998

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Agent:

Adriana Hesford

Realtor

Cal BRE 01180938

951-283-5985

Excellence Empire Real Estate

12220 Pigeon Pass Rd #O

Moreno Valley Ca 92557

Equal Housing Opportunity

San Bernardino Home for Sale

For Sale
$260,000

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3423 N Mountain View Ave

San Bernardino , CA 92405

Single-Family Home

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Agent:

Adriana Mata

Realtor

Cal BRE # 01927434

951-692-5615

RE/MAX Time Realty

10535 Foothill Blvd #100

Rancho Cucamonga Ca 91730

Equal Housing Opportunity

Hemet Home for Sale

For Sale
$195,000

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40601 Shellie Ln

Hemet , CA 92544

Single-Family Home

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Agent:

Adriana Mata

Realtor

Cal BRE # 01927434

951-692-5615

RE/MAX Time Realty

10535 Foothill Blvd #100

Rancho Cucamonga Ca 91730

Equal Housing Opportunity

El Monte Home for Sale

For Sale
$428,989

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11350 Linard St

El Monte , CA 91733

MLS#: IV15218519

Single-Family Home
3 Bedrooms
2 Bathrooms (Full)
1345 ft²
Lot size 5909 ft²
Built in 1958

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Agent:

Patricia Campos

Realtor

Cal BRE #01471290

951-453-0739

Excellence Empire Real Estate

12220 Pigeon Pass Rd #O

Moreno Valley Ca 92557

Equal Housing Opportunity

3330 Hawkwood Rd Diamond Bar , CA 91765

For Sale
$829,000

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3330 Hawkwood Rd

Diamond Bar , CA 91765

MLS#: TR15006586

Single-Family Home
4 Bedrooms
3 Bathrooms (Full)
2712 ft²
Lot size 9192 ft²
Built in 1978

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Agent:

Elvira Masnec

Broker

00411322

909-861-2345

Exclusive Equity Management

P.O. Box 4211

Diamond Bar CA 91765

Equal Housing Opportunity

Foreclosures sink back to 2007 levels

Foreclosures sink back to 2007 levels

MMG Weekly Newsletter

MMG Weekly Newsletter

VA Loans Post Biggest Year on Record in 2013

VA Loans Post Biggest Year on Record in 2013

Housing Equity 2013

Housing Equity 2013

Mortgage Market Guide

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Holiday Season           Season's greetings and happy New Year! I hope you've enjoyed a very happy holiday season with friends and family. I also sincerely hope you have been enjoying your complimentary subscription to the MORTGAGE MARKET GUIDE WEEKLY. Your next full issue will arrive "hot off the press" next week. In the meantime, enjoy the New Year's trivia below and share these great tidbits with your clients, colleagues, friends, and family. The MORTGAGE MARKET GUIDE WEEKLY is the industry's leading publication of this type, and I'm pleased to provide this valuable resource to you. If you feel that any of your colleagues or associates would benefit from keeping up-to-date on market and economic trends with this easy-to-read format, please let me know, and I will be happy to add them free of charge.           The Mortgage Market Guide View...       How Did You Know That? 2014 New Year's Trivia Challenge The Babylonians were the first society to observe New Year's Day around 4,000 years ago. Back then, the holiday was celebrated at the beginning of spring instead of mid-winter. And it wasn't "one night only" but festivities lasting eleven days! Here are a few more trivia tidbits to help you ring in the New Year with a little history. 1. When was the first Times Square New Year's Eve ball drop?  a. 1907  b. 1934 c. 1940  d. 1952  ANSWER: The first ball drop was organized by Adolph Ochs, the owner of The New York Times, and held on December 31, 1907. The ball itself was designed by Artkraft Strauss, and the ball drop has been held every year since, except for 1942 and 1943 due to wartime blackouts. 2. Between 1903 and 1915, what was the main New Year's Day event at Rose Bowl Stadium?  a. Football  b. Soccer  c. Chariot Races  d. Sprint Running ANSWER: In an effort to enhance New Year's Day activities, the Tournament of Roses Association decided to add a football game in 1902. The first game was Stanford University vs. University of Michigan. After Stanford lost to Michigan 49-0, the Tournament replaced football with Roman-style chariot races. Football didn't return until 1916. 3. Which of the following is NOT in the top three favorite destinations for ringing in the New Year in the United States?  a. Las Vegas b. Disney World c. New York City d. Seattle ANSWER: The top three New Year's destinations are Las Vegas, Disney World, and New York City. Seattle is actually number five, just behind Los Angeles. Wishing you a very happy New Year! Economic Calendar for the Week of December 30 - January 03 Date ET Economic Report For Estimate Actual Prior Impact Mon. December 30 10:00 Pending Home Sales Nov NA   -0.6% Moderate Tue. December 31 09:00 S&P/Case-Shiller Home Price Index Oct NA   13.3% Moderate Tue. December 31 09:45 Chicago PMI Dec NA   63.0 HIGH Tue. December 31 10:00 Consumer Confidence Dec NA   70.4 Moderate Thu. January 02 08:30 Jobless Claims (Initial) 12/28 NA   NA Moderate Thu. January 02 10:00 ISM Index Dec NA   57.3 HIGH       The material contained in this newsletter has been prepared by an independent third-party provider. The content is provided for use by real estate, financial services and other professionals only and is not intended for consumer distribution. The material provided is for informational and educational purposes only and should not be construed as investment and/or mortgage advice. Although the material is deemed to be accurate and reliable, there is no guarantee it is without errors. As your mortgage professional, I am sending you the MMG WEEKLY because I am committed to keeping you updated on the economic events that impact interest rates and how they may affect you.

Rancho Cucamonga Public Library

2014 is here and the Rancho Cucamonga Library has some amazing events and programs scheduled for the upcoming year; not to mention our storytimes, computer classes and book clubs. So, stop by either the Archibald Library or the Paul A. Biane Library and pick up a FREE annual calendar. It’s going to be a fun and busy year and we hope you can join us for it all.

This good habit could squelch your home loan

This good habit could squelch your home loan

AAA's Tipsy Tow Get Home Safe! DO NOT DRINK AND DRIVE

Weekly Calendar and Market News

Today

There were no major economic releases today.  However, we did see the 10YR Treasury yield jump above 3.00% for the first time in more than two years this morning as the yield hit 3.009%.  Have a great weekend!

Currently the 10YR Treasury is at 2.987and FNMA 4.0’s are + 4/32.

US 10-year yield highest in over 2 years - U.S. benchmark Treasury yields rose above 3 percent to their highest level in more than two years on Friday as traders pared their bond holdings in preparation for the Federal Reserve buying fewer bonds in 2014.

U.S. manufacturing, housing data buoy economic outlook - Orders for long-lasting U.S. manufactured goods surged in November and a gauge of planned business spending on capital goods recorded its largest increase in nearly a year, pointing to sustained strength in the economy.

US mortgage applications fall as refinance hits 5-year low: MBA - Applications for U.S. home mortgages fell for a second week and hit a 13-year low as mortgage rates rose due to a bond market sell-off following the Federal Reserve's decision to pare its bond purchase stimulus in January, an industry group said on Tuesday.

Bond Market Price Trend

Weekly Calendar

Date	ET	Release	For	Actual	Consensus	Prior	Revised From
23-Dec	8:30	Personal Income	Nov	0.20%	0.50%	-0.10%
23-Dec	8:30	Personal Spending	Nov	0.50%	0.50%	0.40%	0.30%
23-Dec	8:30	PCE Prices - Core	Nov	0.10%	0.10%	0.10%
23-Dec	9:55	Michigan Sentiment - Final	Dec	82.5	83.3	82.5
24-Dec	7:00	MBA Mortgage Index	21-Dec	-6.30%	NA	-5.50%
24-Dec	8:30	Durable Orders	Nov	3.50%	2.20%	-0.70%	-1.60%
24-Dec	8:30	Durable Goods –ex transportation	Nov	1.20%	0.60%	0.70%	0.40%
24-Dec	9:00	FHFA Housing Price Index	Oct	0.50%	NA	0.20%	0.30%
24-Dec	10:00	New Home Sales	Nov	464K	433K	474K	444K
26-Dec	8:30	Initial Claims	21-Dec	338K	350K	380K	379K
26-Dec	8:30	Continuing Claims	14-Dec	2923K	2850K	2877K	2884K
27-Dec	10:30	Natural Gas Inventories	21-Dec	177 bcf	NA	-285 bcf
27-Dec	11:00	Crude Inventories	21-Dec		NA	-2.941M

Next Week’s Calendar

Date	ET	Release	For
30-Dec	10:00	Pending Home Sales	Nov
31-Dec	9:00	Case-Shiller 20-city Index	Oct
31-Dec	9:45	Chicago PMI	Dec
31-Dec	10:00	Consumer Confidence	Dec
2-Jan	8:30	Initial Claims	28-Dec
2-Jan	8:30	Continuing Claims	21-Dec
2-Jan	10:00	Construction Spending	Nov
2-Jan	10:00	ISM Index	Dec
2-Jan	10:30	Natural Gas Inventories	28-Dec
3-Jan	11:00	Crude Inventories	28-Dec
3-Jan	14:00	Auto Sales	Dec
3-Jan	14:00	Truck Sales	Dec